My families lives forever changed on Oct. 7th 2023. My wife surprised me with an out of town trip for my birthday just the two of us. We awoke to one of the worst text messages we have ever received in our lives from a family shared location app that read, "Your son Blase's iPhone shows notice of sudden impact. Could be due to a car accident. Here is his last known location you should check on him to see if he is ok." My wife was the first to read the message and immediately called our son Jett. As my wife relayed pieces of information I started to grasp the reality of the situation. Our two most precious blessings had just rolled 3 times and totaled their car. By the grace of God they both were able to get out of the vehicle and wait for 1st responders. Every 1st responder said the same thing, "Your boys are walking miracles!" and we could not agree more. My wife and I rushed back into town and met our sons in the ER at a local hospital. 5hrs later after getting them checked out from head to toe they were cleared as healthy young men and released from the hospital ER. Such a relief to get a medical professional confirmation that our sons were not seriously injured. Those 5hrs added up quick and we later received an invoice showing $40k in costs between the two of our sons. Just two days later I was diagnosed with Melanoma Cancer and had to have an emergency surgery on my knee on Halloween. Those biopsy results came back and just when we thought we could breathe again I found out that my Melanoma was way worse than expected and had to have another emergency surgery in November having two lymph nodes removed and biopsied. Those results came back and were not what we had hoped to hear and I ended up having to start cancer treatment in January of 2024. My immunotherapy injections were $28K each and you can now see why I value having solid health insurance in place for unexpected medical events in life. They can quickly turn into a financial crisis if you do not have a good health insurance broker to call and help you navigate the private and government insurance market place.
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